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Melissa Parietti is a literature enthusiast, writer of both nonfiction and fiction, and has produced over 70 articles on financial topics. Doretha Clemons, Ph.D., MBA, PMP, has been a corporate IT ...

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Doug Wintemute is a staff writer for Forbes Advisor. After completing his master’s in English at York University, he began his writing career in the higher education space. Over the past decade, Doug ...