A payment gateway encrypts and transmits customer data; a processor moves funds between accounts. Both are essential for online credit card transactions.

LOS ANGELES (KABC) -- More Americans are racking up credit card bills and falling behind on payments. Here are some expert tips to get those balances paid down, including specific methods to get you ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

The debit card might as well make itself comfortable in the outer slot of America's wallet. It reigns as the go-to payment method for everyday purchases, according to a U.S. News survey.