If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

Jul. 1—Here is a breakdown of long-term care insurance basics. What is long-term care insurance? Private long-term care insurance helps pay for services that aren't covered by regular health insurance ...

Short-term medical disability insurance replaces a portion of your income if you are temporarily unable to work after a qualifying temporary illness or injury. Eligibility and coverage depend on your ...

Short-Term Disability Insurance (STD) replaces a portion of your pay if you cannot work due to an illness or injury. The STD plan pays a benefit to replace 66.67% of your pre-disability income.

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

Long-term care insurance can help pay for care needs, but it's important to be aware of the elimination period and inflation ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Starting April 1, 2025, UAB will offer short-term disability insurance through Standard Insurance Company. Short-term disability insurance pays a weekly benefit to participants who experience a ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

I was talking to a good friend recently about what to do with a small amount of money she inherited from a distant cousin. She’s a teacher who’s never had more than a few thousand dollars stashed away ...

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ...