A key attraction to permanent life insurance is that it provides not only a death benefit when you die but accumulates a cash value from which you can borrow while you’re still alive. But access to ...

Returns are locked in at the time of purchase, offering protection from market volatility.Flexible payout and premium options ...

Life insurance can provide financial protection for your family when you die. That's especially important if you have children at home, a mortgage or other major expenses your income is expected to ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.