On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

Homeownership provides many benefits, ranging from security and protection to a financial investment that may significantly grow in worth. Your home may also be used as an alternative credit source ...

As premiums rise sharply, financial planners say homeowners still have levers they can pull – but only if they treat ...

If 2024 was the year of the sky-high insurance premium, 2025 is shaping up to be the year when everyone is shopping for a lower rate. Auto insurance premiums led the way, reaching a record high ...

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Forbes contributors publish independent expert analyses and insights. Terri Williams is a journalist covering housing trends. It comes as no surprise that if you plan on purchasing a house, you’ll ...

Shopping around for insurance has always been essential to finding the best deal and having the right coverage for unexpected emergencies. But as the costs to repair and replace possessions continue ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Homeowners insurance is set to get more expensive again in 2026, and the jump will not be random. Insurers are recalculating ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...