Discover how file-and-use rating laws let insurers use new rates without prior state approval. Learn how these laws impact insurance prices and consumer protection.

It’s been said that life insurance is the only kind of insurance that you’re guaranteed to use. Given that, you want to be sure to buy your life insurance from the best company to save money and help ...

Alexi Morgan is a writer who has spent her career curating data-driven content to help consumers make better financial decisions. Specializing in topics from car insurance to banking, she has led ...

Find out more about its costs and coverage options.

Alexi Morgan is a writer who has spent her career curating data-driven content to help consumers make better financial decisions. Specializing in topics from car insurance to banking, she has led ...

Shopping for insurance online should save time, not create more headaches. Yet many comparison sites promise instant quotes and end up collecting your personal information instead of delivering real ...

Learn how experience ratings in insurance impact premiums and risk assessment, incentivizing better risk management. Key insights into workers' compensation included.

Is Lemonade pet insurance worth the cost? Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Lemonade pet insurance ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

National Life Group’s term and permanent policies have generous living benefits, but you’ll have to work with an agent to get a quote. National Life Group offers term, whole and universal life ...

Root Insurance offers customizable auto policies to drivers in 35 states and Washington, D.C. The company uses a mobile app to track the driving habits of its customers and uses this data to determine ...

Across the United States, climate change is driving more intense and frequent flooding, putting millions of homes and neighborhoods at growing risk. In our new study, "Effects of Risk-Based Pricing ...