The legislation would allow merchants to route transactions over multiple card networks, boosting competition, cutting costs for

Credit unions often have lower fees compared to traditional banks and may offer additional perks, such as lower interest rates or rewards programs. If you’re eligible to join a credit union, it’s worth exploring their credit card options to potentially save on fees and interest charges.

A Texas judge earlier this month threw out a federal rule that would have capped credit card late fees at $8.Related video above: Credit card security feature protects you from scammersThe Consumer Finance Protection Bureau finalized the rule last year as ...