Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Most business owners who invoice customers for goods or services will encounter the occasional late payment. However, if a customer’s invoice due date has come and gone and you can’t get a firm answer ...

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

Debt collectors rarely disappear on their own. Old balances can be sold, resold, and pursued in different ways for years, even after the legal window to sue has closed. I want to walk through how long ...

If you’re overwhelmed by credit card balances, personal loans, and mounting interest, you may be looking for more than a temporary fix. Debt settlement is one strategy that can help people in real ...

The Federal Trade Commission’s first “Debt Collection Dialogue” took place Monday afternoon in Buffalo for a reason. There are around 4,700 debt collectors employed in the Buffalo Niagara region, and ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Whether you owe it or not, receiving a debt collection notice can conjure up feelings of anxiety, worry and perhaps confusion, ...