The strange habits of Santa Claus are ripe for interrogation, from his use of the chimney as a thoroughfare to his use of coal as a disciplinary measure. His trademark ho ho ho raises questions, too, ...

An HO-3 policy is a form of home insurance that protects against property damage, legal liabilities and other expenses associated with unexpected disasters to the home. Most insurance companies' ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...