The insurance industry has an average 4 year retention of 12%, meaning 88% of people entering the life and health insurance industry fail or leave within their first four years. Guardian Disability ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

The Gen Re disability insurance market analysts recently reported that revenue from in-force U.S. group long-term disability and short-term disability insurance cases increased only 1% between 2009 ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Do you have a financial plan if you're sidelined by illness or injury? According to the Social Security Administration, close to one in four 20-year-olds will face a disability that interferes with ...

"It won't happen to me." Maybe that sentiment explains the attitude of many employees toward long-term-disability insurance, which pays a portion of your income if you are suddenly unable to work for ...

The Social Security Administration estimates that 1 out of every 4 of today’s 23-year-olds will be disabled for at least 1 year during their working life. Are you and your family prepared? Here’s ...