A cash-out refinance is one way to tap into the equity you’ve built up in your home. Money reviews the best cash-out lenders of 2026.

Accessing the equity in your home can help you move forward on your financial goals, whether you're planning major renovations, consolidating high-interest debt, or building long-term stability.

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ...