Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

In 2023, the average credit card balance in the United States reached $6,501, underscoring the widespread challenge of managing revolving debt amid rising interest rates that can exceed 20% APR on ...

Lee Hallman is a freelance writer for credit cards and travel rewards at Forbes Advisor. She is a source of information and inspiration for readers looking to navigate the world of travel with savvy ...

Carrying a credit card balance means you'll pay interest on your purchases, costing you more than what you've bought. If your balance is high relative to your credit limit, your credit score may take ...

A balance transfer card lets you move holiday debt to a credit card that charges no interest for a set time; check out our top picks to find the right card. Balance transfer credit cards are designed ...